Perpay - Shop and Build Credit
Perpay, Inc.
Description
Make your paycheck work harder for you with Perpay, a certified B Corp. Learn more: https://prpy.co/b-corp Get up to $1,000 to spend now. Build credit by paying it back automatically each time you get paid. No crazy fees or predatory interest. SHOP THE PERPAY MARKETPLACE Unlock $1,000 to shop top brands in electronics, home goods, apparel and more on the Perpay Marketplace. Pay over time with no interest or fees. BUILD CREDIT WITH PERPAY+ Choose to have your Perpay Marketplace payment history reported to all 3 credit bureaus to build credit while you shop. APPLY FOR THE PERPAY CREDIT CARD Access up to a $1,000 credit line and 2% rewards³ with no impact to your credit score to apply¹, no security deposit and no annual fee². The Perpay Credit Card is issued by Celtic Bank. Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more: https://prpy.co/b-corp ¹Applying for a Perpay Marketplace or Perpay Credit Card account will not affect your FICO® or Vantage® scores. However, we may obtain information from Clarity which may affect your credit profile with this alternative credit bureau. ²Annual fee: None. Monthly card servicing fee of $9. APR: the APR for the Perpay Credit Card can be found in the Cardholder Agreement: https://perpay.com/legal/credit-card-agreement ³See our Rewards Agreement for more details on the Perpay Credit Card rewards program: https://perpay.com/legal/credit-card-rewards-program 2400 Market Street, Suite 300, Philadelphia, PA. 19103
Recent Snapshots
| Date | Version | Rating | Ratings # |
|---|---|---|---|
| 2026-04-29 | 3.6.1 | 0.0 | 0 |
| 2026-04-28 | 3.6.1 | 0.0 | 0 |
| 2026-04-27 | 3.6.0 | 4.6 | 9926 |
| 2026-04-26 | 3.6.0 | 4.6 | 9906 |
| 2026-04-25 | 3.6.0 | 4.6 | 9877 |
| 2026-04-24 | 3.6.0 | 4.6 | 9863 |
| 2026-04-23 | 3.6.0 | 4.6 | 9851 |
| 2026-04-22 | 3.6.0 | 4.6 | 9834 |
| 2026-04-21 | 3.6.0 | 4.6 | 9823 |
| 2026-04-20 | 3.6.0 | 4.6 | 9807 |
| 2026-04-19 | 3.6.0 | 4.6 | 9780 |
Ranking History
No ranking history.